* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    line-height: 1.6;
    color: #333;
    background: #ffffff;
    min-height: 100vh;
}

.tirta-header {
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    box-shadow: 0 2px 20px rgba(0, 0, 0, 0.1);
}

.tirta-nav-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 80px;
}

.tirta-logo {
    width: 200px;
    height: 60px;
    display: flex;
    align-items: center;
}

.tirta-company-name {
    font-size: 0.85rem;
    font-weight: 700;
    color: #333;
    line-height: 1.2;
    text-align: left;
}

.tirta-nav-menu {
    display: flex;
    list-style: none;
    gap: 30px;
}

.tirta-nav-menu a {
    text-decoration: none;
    color: #333;
    font-weight: 500;
    transition: all 0.3s ease;
    position: relative;
    padding: 8px 16px;
    border-radius: 20px;
    display: inline-block;
}

.tirta-nav-menu a:hover,
.tirta-nav-active {
    color: #4f46e5;
    font-weight: 600;
    background: linear-gradient(135deg, rgba(79, 70, 229, 0.1), rgba(6, 182, 212, 0.1));
    padding: 8px 16px;
    border-radius: 20px;
    transform: translateY(-1px);
}

.tirta-nav-menu a::after {
    content: '';
    position: absolute;
    bottom: -5px;
    left: 0;
    width: 0;
    height: 2px;
    background: linear-gradient(90deg, #4f46e5, #06b6d4);
    transition: width 0.3s ease;
    border-radius: 1px;
}

.tirta-nav-menu a:hover::after,
.tirta-nav-active::after {
    width: 100%;
    box-shadow: 0 2px 8px rgba(79, 70, 229, 0.3);
}

.tirta-nav-toggle {
    display: none;
    flex-direction: column;
    cursor: pointer;
}

.tirta-nav-toggle span {
    width: 25px;
    height: 3px;
    background: #333;
    margin: 3px 0;
    transition: 0.3s;
}

.tirta-main {
    margin-top: 80px;
}

.tirta-page-hero {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    padding: 80px 0;
    color: white;
    position: relative;
    overflow: hidden;
}

.tirta-page-hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="grain" width="100" height="100" patternUnits="userSpaceOnUse"><circle cx="25" cy="25" r="1" fill="rgba(255,255,255,0.1)"/><circle cx="75" cy="75" r="1" fill="rgba(255,255,255,0.1)"/></pattern></defs><rect width="100" height="100" fill="url(%23grain)"/></svg>');
    opacity: 0.3;
}

.tirta-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

.tirta-page-hero-content {
    text-align: center;
    position: relative;
    z-index: 2;
}

.tirta-page-title {
    font-size: 3rem;
    font-weight: 700;
    margin-bottom: 20px;
    line-height: 1.2;
    background: linear-gradient(45deg, #ffffff, #e0e7ff);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.tirta-page-subtitle {
    font-size: 1.2rem;
    opacity: 0.9;
    line-height: 1.8;
    max-width: 800px;
    margin: 0 auto;
}

.tirta-savings-services {
    padding: 100px 0;
    background: #ffffff;
}

.tirta-section-header {
    text-align: center;
    margin-bottom: 80px;
}

.tirta-section-title {
    font-size: 2.5rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 20px;
    background: linear-gradient(45deg, #4f46e5, #06b6d4);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.tirta-section-subtitle {
    font-size: 1.1rem;
    color: #6b7280;
    max-width: 600px;
    margin: 0 auto;
    line-height: 1.8;
}

.tirta-savings-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 40px;
}

.tirta-savings-card {
    background: #ffffff;
    padding: 40px 30px;
    border-radius: 20px;
    text-align: center;
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.1);
    transition: all 0.3s ease;
    border: 1px solid #f3f4f6;
}

.tirta-savings-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.15);
}

.tirta-savings-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 30px;
    /* background: linear-gradient(45deg, #4f46e5, #06b6d4); */
    border-radius: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.tirta-savings-icon img {
    width: 60px;
    height: 60px;
}

.tirta-savings-icon svg {
    width: 60px;
    height: 60px;
    filter: drop-shadow(0 4px 12px rgba(79, 70, 229, 0.3));
}

.tirta-savings-title {
    font-size: 1.5rem;
    font-weight: 600;
    color: #1f2937;
    margin-bottom: 15px;
}

.tirta-savings-desc {
    color: #6b7280;
    line-height: 1.8;
    margin-bottom: 25px;
}

.tirta-savings-features {
    list-style: none;
    text-align: left;
}

.tirta-savings-features li {
    padding: 8px 0;
    color: #4b5563;
    position: relative;
    padding-left: 20px;
}

.tirta-savings-features li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: #10b981;
    font-weight: bold;
}

.tirta-loan-services {
    padding: 100px 0;
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 100%);
}

.tirta-loan-content {
    display: grid;
    /* grid-template-columns: 1fr 1fr; */
    gap: 80px;
    align-items: center;
}

.tirta-loan-image img {
    width: 100%;
    height: auto;
    border-radius: 20px;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.15);
}

.tirta-loan-details {
    display: flex;
    flex-direction: column;
    gap: 40px;
}

.tirta-loan-type {
    background: rgba(255, 255, 255, 0.8);
    padding: 30px;
    border-radius: 15px;
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.3);
}

.tirta-loan-type-title {
    font-size: 1.3rem;
    font-weight: 600;
    color: #1f2937;
    margin-bottom: 10px;
}

.tirta-loan-type-desc {
    color: #6b7280;
    margin-bottom: 20px;
    line-height: 1.6;
}

.tirta-loan-specs {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.tirta-loan-spec {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 8px 0;
    border-bottom: 1px solid #e5e7eb;
}

.tirta-loan-spec:last-child {
    border-bottom: none;
}

.tirta-spec-label {
    font-weight: 500;
    color: #374151;
}

.tirta-spec-value {
    font-weight: 600;
    color: #4f46e5;
}

.tirta-process-flow {
    padding: 100px 0;
    background: #ffffff;
}

.tirta-process-steps {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 40px;
    margin-top: 60px;
}

.tirta-process-step {
    text-align: center;
    position: relative;
}

.tirta-process-step::after {
    content: '';
    position: absolute;
    top: 30px;
    right: -20px;
    width: 40px;
    height: 2px;
    background: linear-gradient(90deg, #4f46e5, #06b6d4);
    opacity: 0.3;
}

.tirta-process-step:last-child::after {
    display: none;
}

.tirta-step-number {
    width: 60px;
    height: 60px;
    background: linear-gradient(45deg, #4f46e5, #06b6d4);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    font-weight: 700;
    margin: 0 auto 20px;
    box-shadow: 0 10px 30px rgba(79, 70, 229, 0.3);
}

.tirta-step-title {
    font-size: 1.2rem;
    font-weight: 600;
    color: #1f2937;
    margin-bottom: 15px;
}

.tirta-step-desc {
    color: #6b7280;
    line-height: 1.6;
}

.tirta-rates-fees {
    padding: 100px 0;
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 100%);
}

.tirta-rates-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: start;
}

.tirta-rates-desc {
    font-size: 1.1rem;
    color: #6b7280;
    line-height: 1.8;
    margin-bottom: 40px;
}

.tirta-rates-highlights {
    display: flex;
    flex-direction: column;
    gap: 30px;
}

.tirta-rate-highlight {
    display: flex;
    align-items: center;
    gap: 20px;
    background: rgba(255, 255, 255, 0.8);
    padding: 25px;
    border-radius: 15px;
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.3);
}

.tirta-highlight-icon {
    width: 60px;
    height: 60px;
    /* background: linear-gradient(45deg, #4f46e5, #06b6d4); */
    border-radius: 15px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.tirta-highlight-icon img {
    width: 30px;
    height: 30px;
}

.tirta-highlight-icon svg {
    width: 40px;
    height: 40px;
    filter: drop-shadow(0 4px 12px rgba(79, 70, 229, 0.3));
}

.tirta-highlight-content h3 {
    font-size: 1.1rem;
    font-weight: 600;
    color: #1f2937;
    margin-bottom: 8px;
}

.tirta-highlight-content p {
    color: #6b7280;
    line-height: 1.6;
}

.tirta-table-container {
    background: rgba(255, 255, 255, 0.9);
    padding: 40px;
    border-radius: 20px;
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.3);
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.1);
}

.tirta-table-title {
    font-size: 1.5rem;
    font-weight: 600;
    color: #1f2937;
    margin-bottom: 30px;
    text-align: center;
}

.tirta-rates-grid {
    width: 100%;
    border-collapse: collapse;
    background: white;
    border-radius: 10px;
    overflow: hidden;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.1);
}

.tirta-rates-grid th {
    background: linear-gradient(45deg, #4f46e5, #06b6d4);
    color: white;
    padding: 15px;
    text-align: left;
    font-weight: 600;
}

.tirta-rates-grid td {
    padding: 15px;
    border-bottom: 1px solid #f3f4f6;
    color: #374151;
}

.tirta-rates-grid tr:nth-child(even) {
    background: #f9fafb;
}

.tirta-rates-grid tr:hover {
    background: #f3f4f6;
}

.tirta-rates-grid tr:last-child td {
    border-bottom: none;
}

.tirta-faq {
    padding: 100px 0;
    background: #ffffff;
}

.tirta-faq-list {
    max-width: 800px;
    margin: 0 auto;
}

.tirta-faq-item {
    background: #ffffff;
    border: 1px solid #f3f4f6;
    border-radius: 15px;
    margin-bottom: 20px;
    overflow: hidden;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.05);
    transition: all 0.3s ease;
}

.tirta-faq-item:hover {
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.tirta-faq-question {
    padding: 25px 30px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
    background: #fafafa;
    transition: all 0.3s ease;
}

.tirta-faq-question:hover {
    background: #f5f5f5;
}

.tirta-faq-question h3 {
    font-size: 1.1rem;
    font-weight: 600;
    color: #1f2937;
    margin: 0;
}

.tirta-faq-toggle {
    font-size: 1.5rem;
    font-weight: bold;
    color: #4f46e5;
    transition: transform 0.3s ease;
}

.tirta-faq-item.active .tirta-faq-toggle {
    transform: rotate(45deg);
}

.tirta-faq-answer {
    padding: 0 30px;
    max-height: 0;
    overflow: hidden;
    transition: all 0.3s ease;
}

.tirta-faq-item.active .tirta-faq-answer {
    padding: 25px 30px;
    max-height: 200px;
}

.tirta-faq-answer p {
    color: #6b7280;
    line-height: 1.8;
    margin: 0;
}

.tirta-cta {
    padding: 100px 0;
    background: linear-gradient(135deg, #4f46e5 0%, #06b6d4 100%);
    color: white;
    text-align: center;
}

.tirta-cta-title {
    font-size: 2.5rem;
    font-weight: 700;
    margin-bottom: 20px;
}

.tirta-cta-subtitle {
    font-size: 1.2rem;
    margin-bottom: 40px;
    opacity: 0.9;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.tirta-cta-buttons {
    display: flex;
    justify-content: center;
    gap: 20px;
}

.tirta-btn-primary {
    background: rgba(255, 255, 255, 0.2);
    color: white;
    padding: 15px 30px;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 600;
    transition: all 0.3s ease;
    border: 2px solid rgba(255, 255, 255, 0.3);
    backdrop-filter: blur(10px);
}

.tirta-btn-primary:hover {
    background: rgba(255, 255, 255, 0.3);
    transform: translateY(-2px);
    box-shadow: 0 10px 30px rgba(255, 255, 255, 0.2);
}

.tirta-btn-outline {
    background: transparent;
    color: white;
    padding: 15px 30px;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 600;
    transition: all 0.3s ease;
    border: 2px solid rgba(255, 255, 255, 0.5);
}

.tirta-btn-outline:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: white;
    transform: translateY(-2px);
}

.tirta-footer {
    background: #1f2937;
    color: white;
    padding: 60px 0 20px;
}

.tirta-footer-content {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    gap: 60px;
    margin-bottom: 40px;
}

.tirta-footer-logo {
    width: 200px;
    height: 60px;
    display: flex;
    align-items: center;
    margin-bottom: 20px;
}

.tirta-footer-company-name {
    font-size: 0.9rem;
    font-weight: 700;
    color: white;
    line-height: 1.2;
    text-align: left;
}

.tirta-footer-desc {
    color: #d1d5db;
    line-height: 1.8;
    max-width: 400px;
}

.tirta-footer-title {
    font-size: 1.2rem;
    font-weight: 600;
    margin-bottom: 20px;
    color: white;
}

.tirta-footer-links {
    list-style: none;
}

.tirta-footer-links li {
    margin-bottom: 10px;
}

.tirta-footer-links a {
    color: #d1d5db;
    text-decoration: none;
    transition: color 0.3s ease;
}

.tirta-footer-links a:hover {
    color: #4f46e5;
}

.tirta-contact-info p {
    color: #d1d5db;
    margin-bottom: 8px;
    line-height: 1.6;
}

.tirta-footer-bottom {
    border-top: 1px solid #374151;
    padding-top: 20px;
    text-align: center;
    color: #9ca3af;
}

@media (max-width: 768px) {
    .tirta-nav-menu {
        display: none;
    }

    .tirta-nav-toggle {
        display: flex;
    }

    .tirta-logo {
        width: 160px;
    }

    .tirta-company-name {
        font-size: 0.75rem;
    }

    .tirta-footer-logo {
        width: 180px;
    }

    .tirta-footer-company-name {
        font-size: 0.8rem;
    }

    .tirta-page-title {
        font-size: 2.5rem;
    }

    .tirta-savings-grid {
        grid-template-columns: 1fr;
    }

    .tirta-loan-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .tirta-rates-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .tirta-process-steps {
        grid-template-columns: 1fr;
    }

    .tirta-process-step::after {
        display: none;
    }

    .tirta-footer-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .tirta-cta-buttons {
        flex-direction: column;
        align-items: center;
    }

    .tirta-rates-highlights {
        gap: 20px;
    }

    .tirta-rate-highlight {
        flex-direction: column;
        text-align: center;
        gap: 15px;
    }

    .tirta-table-container {
        padding: 25px;
        overflow-x: auto;
    }

    .tirta-rates-grid {
        min-width: 500px;
    }
}

@media (max-width: 480px) {
    .tirta-logo {
        width: 140px;
    }

    .tirta-company-name {
        font-size: 0.7rem;
    }

    .tirta-footer-company-name {
        font-size: 0.75rem;
    }

    .tirta-page-title {
        font-size: 2rem;
    }

    .tirta-section-title {
        font-size: 2rem;
    }

    .tirta-cta-title {
        font-size: 2rem;
    }

    .tirta-savings-card,
    .tirta-loan-type {
        padding: 30px 20px;
    }

    .tirta-table-container {
        padding: 20px;
    }

    .tirta-rates-grid th,
    .tirta-rates-grid td {
        padding: 10px;
        font-size: 0.9rem;
    }
}

/* Privacy Banner Styles */
.tirta-privacy-banner {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background: #1f2937;
    color: white;
    padding: 20px;
    z-index: 9999;
    transform: translateY(100%);
    transition: transform 0.3s ease;
    box-shadow: 0 -4px 20px rgba(0, 0, 0, 0.2);
}

.tirta-privacy-banner.show {
    transform: translateY(0);
}

.tirta-privacy-content {
    max-width: 1200px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
}

.tirta-privacy-text {
    flex: 1;
    font-size: 0.95rem;
    line-height: 1.5;
}

.tirta-privacy-text a {
    color: #4f46e5;
    text-decoration: none;
    font-weight: 500;
}

.tirta-privacy-text a:hover {
    text-decoration: underline;
}

.tirta-privacy-actions {
    display: flex;
    align-items: center;
    gap: 15px;
    flex-shrink: 0;
}

.tirta-privacy-accept {
    background: linear-gradient(45deg, #4f46e5, #06b6d4);
    color: white;
    padding: 10px 20px;
    border: none;
    border-radius: 25px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    font-size: 0.9rem;
}

.tirta-privacy-accept:hover {
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(79, 70, 229, 0.3);
}

.tirta-privacy-close {
    background: transparent;
    border: 2px solid #6b7280;
    color: #6b7280;
    padding: 8px 16px;
    border-radius: 25px;
    font-weight: 500;
    cursor: pointer;
    transition: all 0.3s ease;
    font-size: 0.9rem;
}

.tirta-privacy-close:hover {
    border-color: white;
    color: white;
}